应用安全检测报告

[android:exported=true]
检测到  Service 已导出，未受任何权限保护，任意应用均可访问。

[android:exported=true]
检测到  Activity 已导出，未受任何权限保护，任意应用均可访问。

Permission: com.google.android.c2dm.permission.SEND [android:exported=true]
检测到  Broadcast Receiver 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

[android:exported=true]
检测到  Activity 已导出，未受任何权限保护，任意应用均可访问。

Permission: com.google.android.c2dm.permission.SEND [android:exported=true]
检测到  Broadcast Receiver 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

Permission: com.google.android.c2dm.permission.SEND [android:exported=true]
检测到  Broadcast Receiver 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

[android:exported=true]
检测到  Activity 已导出，未受任何权限保护，任意应用均可访问。

Permission: android.permission.BIND_JOB_SERVICE [android:exported=true]
检测到  Service 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

Permission: android.permission.DUMP [android:exported=true]
检测到  Broadcast Receiver 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

Permission: com.google.android.gms.auth.api.signin.permission.REVOCATION_NOTIFICATION [android:exported=true]
检测到  Service 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

[android:exported=true]
检测到  Activity 已导出，未受任何权限保护，任意应用均可访问。

Permission: android.permission.DUMP [android:exported=true]
检测到  Broadcast Receiver 已导出并受未在本应用定义的权限保护。请在权限定义处核查其保护级别。若为 normal 或 dangerous，恶意应用可申请并与组件交互；若为 signature，仅同证书签名应用可访问。

此应用程序可能会请求root（超级用户）权限
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x05j-Testing-Resiliency-Against-Reverse-Engineering.md#testing-root-detection-mstg-resilience-1

Files:
co/hyperverge/hyperkyc/utils/extensions/ContextExtsKt.java, line(s) 223,223,223,223,223
com/scottyab/rootbeer/a.java, line(s) 8,8,8,10,8,10,8,8
io/sentry/android/core/internal/util/k.java, line(s) 37,37,37,37,37

应用程序使用SQLite数据库并执行原始SQL查询。原始SQL查询中不受信任的用户输入可能会导致SQL注入。敏感信息也应加密并写入数据库
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x04h-Testing-Code-Quality.md#injection-flaws-mstg-arch-2-and-mstg-platform-2

Files:
com/clevertap/android/sdk/db/e.java, line(s) 6,7,8,147,148
com/freshchat/consumer/sdk/c/b.java, line(s) 6,7,8,34,43,98
com/freshchat/consumer/sdk/c/e.java, line(s) 6,216
com/freshchat/consumer/sdk/c/k.java, line(s) 6,149
com/freshchat/consumer/sdk/c/l.java, line(s) 6,117,160
com/freshchat/consumer/sdk/c/n.java, line(s) 6,64,130,397,775
com/freshchat/consumer/sdk/c/w.java, line(s) 5,6,132,139,302,408
com/mixpanel/android/mpmetrics/i.java, line(s) 7,8,9,89,98,397,471
com/reactnativecommunity/asyncstorage/AsyncLocalStorageUtil.java, line(s) 6,78
com/reactnativecommunity/asyncstorage/ReactDatabaseSupplier.java, line(s) 4,5,6,105
com/rudderstack/android/sdk/core/EventsDbHelper.java, line(s) 5,6,26
com/singular/sdk/internal/BatchManagerPersistenceSqlite.java, line(s) 7,8,118
com/singular/sdk/internal/SQLitePersistentQueue.java, line(s) 6,7,71,92

文件可能包含硬编码的敏感信息，如用户名、密码、密钥等
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x05d-Testing-Data-Storage.md#checking-memory-for-sensitive-data-mstg-storage-10

Files:
co/hyperverge/hyperkyc/data/models/HyperKycConfig.java, line(s) 26,29
co/hyperverge/hyperkyc/data/models/Properties.java, line(s) 22
co/hyperverge/hyperkyc/data/models/result/HyperKycData.java, line(s) 54,2036
co/hyperverge/hyperkyc/data/models/result/HyperKycResult.java, line(s) 23
co/hyperverge/hyperkyc/data/network/ApiAction.java, line(s) 19
co/hyperverge/hyperkyc/ui/form/FormFragment.java, line(s) 1164,1203
co/hyperverge/hyperkyc/ui/viewmodels/VideoStatementV2VM.java, line(s) 264,303
co/hyperverge/hyperkyc/ui/viewmodels/VideoStatementVM.java, line(s) 614,653,1259,1300
co/hyperverge/hypersnapsdk/analytics/rudderstack/HVRudderstackManager.java, line(s) 42,41
co/hyperverge/hypersnapsdk/objects/HVDocConfig.java, line(s) 14
co/hyperverge/hypersnapsdk/objects/HyperSnapSDKConfig.java, line(s) 301
co/hyperverge/hypersnapsdk/service/security/HVSecurity.java, line(s) 43
co/hyperverge/hypersnapsdk/utils/AppConstants.java, line(s) 9
com/amplitude/id/b.java, line(s) 84
com/appsflyer/reactnative/RNAppsFlyerConstants.java, line(s) 41,32
com/freshchat/consumer/sdk/beans/Message.java, line(s) 521
com/freshchat/consumer/sdk/beans/PlaceHolderMeta.java, line(s) 50
com/freshchat/consumer/sdk/beans/fragment/TemplateFragment.java, line(s) 42
com/rudderstack/android/sdk/core/RudderPreferenceManager.java, line(s) 7,8,9,10,11,12,13,15,16,17
com/rudderstack/android/sdk/core/RudderTraits.java, line(s) 11,12,13,14,15,16,17,18,19,20,21,22,23,24,25,26
com/singular/sdk/internal/BaseApi.java, line(s) 14,15
com/singular/sdk/internal/BatchManagerPersistenceSqlite.java, line(s) 19
com/singular/sdk/internal/Constants.java, line(s) 177,87,147,148,149,150,49,42,52,44,45,54,171,92,61,62,63,180,151,73,178,78,109,176,152,90,181,119,117,123,120,121,122,97,116,124,172,183,126,139,182,112,99,76,136,179
com/singular/sdk/internal/SLRemoteConfiguration.java, line(s) 53,54,55,56,57,58
com/sudoplz/rninappupdates/SpReactNativeInAppUpdatesModule.java, line(s) 26,27
com/uxcam/internals/r4.java, line(s) 43
one/upswing/sdk/yesbank/data/YesBankRequestDataWrapper.java, line(s) 170

应用程序可以读取/写入外部存储器，任何应用程序都可以读取写入外部存储器的数据
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x05d-Testing-Data-Storage.md#external-storage

Files:
co/hyperverge/facedetection/Constants.java, line(s) 11,15
co/hyperverge/facedetection/Detectors/NDPDetector.java, line(s) 27
co/hyperverge/hypersnapsdk/utils/AppConstants.java, line(s) 56
com/RNFetchBlob/Utils/PathResolver.java, line(s) 44
com/RNFetchBlob/c.java, line(s) 484,510,451,479,491,492,502,503,504,505,506,507,508,509
com/freshchat/consumer/sdk/util/as.java, line(s) 18
com/freshchat/consumer/sdk/util/cc.java, line(s) 152
com/learnium/RNDeviceInfo/RNDeviceModule.java, line(s) 448
com/reactnativecommunity/webview/l.java, line(s) 231
com/rnfs/RNFSManager.java, line(s) 579,568,570,573,597
com/uxcam/screenaction/utils/FilePath.java, line(s) 11
io/invertase/firebase/utils/ReactNativeFirebaseUtilsModule.java, line(s) 110,119,120,121
io/sentry/android/core/s0.java, line(s) 348,314

不安全的Web视图实现。可能存在WebView任意代码执行漏洞
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x05h-Testing-Platform-Interaction.md#testing-javascript-execution-in-webviews-mstg-platform-5

Files:
co/hyperverge/hyperkyc/ui/WebViewFragment.java, line(s) 371,370
com/cashfree/pg/core/api/ui/BaseCFWebView.java, line(s) 40,35
com/clevertap/android/sdk/inapp/n.java, line(s) 178,173
in/juspay/hypersdk/core/DynamicUI.java, line(s) 167,213,299,165
in/juspay/hypersdk/safe/Godel.java, line(s) 324,577,571
one/upswing/sdk/p2.java, line(s) 297,262

应用程序使用不安全的随机数生成器
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x04g-Testing-Cryptography.md#weak-random-number-generators

Files:
co/hyperverge/hvcamera/HVCamUtils.java, line(s) 14
co/hyperverge/hvcamera/magicfilter/utils/Camera2Utils.java, line(s) 15
co/hyperverge/hypersnapsdk/helpers/HVActiveLiveness.java, line(s) 20
co/hyperverge/hypersnapsdk/utils/Utils.java, line(s) 59
com/amplitude/core/utilities/g.java, line(s) 15
com/clevertap/android/pushtemplates/content/h.java, line(s) 16
com/clevertap/android/pushtemplates/content/l.java, line(s) 7
com/clevertap/android/sdk/pushnotification/LaunchPendingIntentFactory.java, line(s) 11
com/freshchat/consumer/sdk/service/c/aa.java, line(s) 8
com/freshchat/consumer/sdk/util/cc.java, line(s) 30

应用程序创建临时文件。敏感信息永远不应该被写进临时文件


Files:
com/freshchat/consumer/sdk/util/as.java, line(s) 250
com/freshchat/consumer/sdk/util/co.java, line(s) 21
com/reactnativecommunity/webview/l.java, line(s) 231
io/sentry/react/k.java, line(s) 735

MD5是已知存在哈希冲突的弱哈希
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x04g-Testing-Cryptography.md#identifying-insecure-andor-deprecated-cryptographic-algorithms-mstg-crypto-4

Files:
co/hyperverge/hyperkyc/utils/extensions/CoreExtsKt.java, line(s) 191
com/RNFetchBlob/RNFetchBlobUtils.java, line(s) 52
com/clevertap/android/sdk/cryption/a.java, line(s) 119
com/freshchat/consumer/sdk/util/cc.java, line(s) 204
com/uxcam/internals/cw.java, line(s) 268
in/juspay/hypersdk/security/EncryptionHelper.java, line(s) 224,244

SHA-1是已知存在哈希冲突的弱哈希
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x04g-Testing-Cryptography.md#identifying-insecure-andor-deprecated-cryptographic-algorithms-mstg-crypto-4

Files:
com/amazon/apay/instrumentation/encryptor/a.java, line(s) 66
com/singular/sdk/internal/Utils.java, line(s) 551
com/ybl/ypp/sdk/DeRegisterUserActivity.java, line(s) 200
com/ybl/ypp/sdk/GetTokenActivity.java, line(s) 212
com/ybl/ypp/sdk/SendOutwardSMSActivity.java, line(s) 103,451,503
io/sentry/util/l.java, line(s) 22

IP地址泄露


Files:
com/clevertap/android/sdk/n0.java, line(s) 721

可能存在跨域漏洞。在 WebView 中启用从 URL 访问文件可能会泄漏文件系统中的敏感信息
https://github.com/OWASP/owasp-mstg/blob/master/Document/0x05h-Testing-Platform-Interaction.md#static-analysis-6

Files:
co/hyperverge/hyperkyc/ui/WebViewFragment.java, line(s) 375,370
in/juspay/hypersdk/safe/Godel.java, line(s) 584,571

Firebase远程配置URL （ https://firebaseremoteconfig.googleapis.com/v1/projects/810076137249/namespaces/firebase:fetch?key=AIzaSyAkUYQhHuh48cpo2ygfPC6pHPOU2aST-zU ） 已启用。请确保这些配置不包含敏感信息。响应内容如下所示：

{
    "entries": {
        "app_feature_control_config": "{\"firebase_status\":{\"enable_pref_monitor\":false,\"enable_alert_tab\":false},\"refer_earn\":{\"enable_refer_earn\":false,\"enable_winner_card\":true},\"enable_unlock_coin_section\":true,\"is_improvement_enable\":false,\"is_emi_week_bottom_banner_enable\":false,\"is_chatzy_enable\":true,\"gmail_authentication_enabled\":false,\"gmail_trust_badges_image_url\":\"\",\"discount_banner_top_enabled\":true,\"show_footer_banner_enabled\":true,\"show_platform_fee_free\":true}",
        "app_subscription_config": "{\"faqs\":[{\"question\":\"Why should I take Oolka AI Plus?\",\"answer\":\"To increase your chances of getting loans or credit cards. You get a full plan, alerts, expert chat & weekly updates—all designed to help you reach 800+ score faster.\"},{\"question\":\"What happens after checking my score?\",\"answer\":\"Knowing the score is just the start. We show you how to improve it step-by-step and help you fix issues that are hurting your credit.\"},{\"question\":\"What is Dhruva? Will it really help?\",\"answer\":\"Dhruva is your 24/7 CIBIL expert. You can ask it any credit-related question and get instant help—like “Why did my score drop?” or “How to improve it?” No waiting, no confusion.\"},{\"question\":\"Who will explain my credit report?\",\"answer\":\"Yes. Oolka AI Plus is made for people like you. We explain everything in simple language, with clear steps and chat support.\"},{\"question\":\"What if I don’t get results after paying?\",\"answer\":\"Your score improves based on your actions. We give you the tools and guidance, and support you all the way. Many users have already reached 750+ within months.\"},{\"question\":\"Is this safe? Will my data be protected?\",\"answer\":\"100%. We use bank-level encryption. Your details are never shared with anyone without your permission.\"},{\"question\":\"What if I don’t want to continue later?\",\"answer\":\"You can cancel anytime from the app. No calls, no trouble.\"},{\"question\":\"Can I talk to a real person if I get stuck?\",\"answer\":\"Yes! You can either chat with Dhruva or reach out to our human support for help.\"}],\"subscription_paywall\":{\"feature_comparison_table\":[{\"heading\":\"24/7 CIBIL Expert Unlimited chat\",\"subHeading\":\"Unlimited chat\"},{\"heading\":\"Loan Eligibility Guide\",\"subHeading\":\"Improve loan chance\"},{\"heading\":\"800+ CIBIL Plan\",\"subHeading\":\"Created just for you\"},{\"heading\":\"Weekly Credit Report\",\"subHeading\":\"Check score every 7 days\"}],\"callout_banner\":{\"heading\":\"You’re losing better loans.\",\"subheading\":\"Take control today\"},\"customer_testimonial\":{\"heading\":\"What Our Customers are saying\",\"users\":[{\"name\":\"Amit Kumar\",\"location\":\"Lucknow\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/user_3.png\",\"review\":\"“I couldn’t get a personal loan for my daughter’s school fees. After joining Oolka AI Plus, I followed the steps and my score went from 780 to 802. Now I feel more confident applying.”\"},{\"name\":\"Imran Khan\",\"location\":\"Delhi\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/user_2.png\",\"review\":\"“Banks kept rejecting my credit card application. Oolka showed me why and helped improve it. Now my score is 765 and I finally got my first card approved, and I’m happy.”\"},{\"name\":\"Deepak Singh\",\"location\":\"Patna\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/user_1.png\",\"review\":\"“I was stuck at 640 for months. No bank trusted me. Oolka gave me clear tips and tracked my progress. After 4 weeks, I’m at 740. Best ₹99 I’ve spent.”\"}]},\"paywall_comparison_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/comparison.png\",\"paywall_hero_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/oolkaAiPaywallHero.png\"},\"oolka_ai_plus_page\":{\"subscription_info_banner\":\"This subscription uses a UPI autopay via Google Pay. The payment will be processed automatically each month. You’re in control — update or cancel in Google Pay anytime.\"},\"oolka_ai_plus_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Oolka+AI%2B.png\",\"lock_icon_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Icon+Container.png\",\"plan_name_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Plan+name+container.png\",\"referesh_score_bottom_sheet\":{\"title\":\"Next refresh in\",\"subtitle\":\"Refresh today\",\"subtitle2\":\"with\",\"buttonText\":\"Refresh Score Now\",\"headImageUrl\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Score+Meter.png\",\"bottomImageUrl\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Logo+%2B+Spears.png\",\"refreshAvailableIndays\":\"7\",\"description\":\"Refresh your Credit Score\"},\"home_screen_subscription_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Oolka+AI+Plus.png\",\"subscription_pay_block\":{\"amount\":\"₹399\",\"discounted_amount\":\"₹99/month\",\"discount\":\"75% OFF\"},\"subscription_amount\":\"99\",\"cancel_subscription_reason\":[\"It’s too expensive\",\"I didn’t see value\",\"I didn’t understand how to use it\",\"I only wanted to try\",\"Technical issue\",\"Other\"],\"cancel_success_bottom_sheet\":{\"grids_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/grids-bg.png\",\"speedometer_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/Speedometer.png\",\"heading\":\"You are unsubscribed\",\"primary_sub_heading_1\":\"Enjoy full access till\",\"primary_sub_heading_2\":\"No more money will be deducted\",\"secondary_sub_heading_1\":\"You can reactivate anytime,\",\"secondary_sub_heading_2\":\"we are here to help you reach 800+.\"},\"subscription_retry_modal\":{\"heading\":\"Payment failed!\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/payment-failed.png\",\"description\":\"Your payment of ₹ 99 was interrupted. Don’t worry, you can retry the payment using same method or a different method.\"},\"subscription_pending_screen\":{\"warning_icon\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/orange-warning.png\",\"oolka_ai_logo_image_src\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/oolkaAi%2BLogo.png\",\"header\":\"Processing Payment\",\"warning\":\"Still connecting to bank\",\"title\":\"Waiting for bank confirmation\",\"description\":\"Your bank is taking longer than expected to process your payment. No need to worry, we'll update you shortly\"},\"subscription_pending_bottom_sheet\":{\"heading\":\"Awaiting confirmation for payment of ₹ \",\"description\":\"It is taking longer than expected, we will confirm the payment in 1 minute\",\"pending_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/pending.png\"},\"druva_ai_cibil_expert_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/druva-ai-cibil-expert-card.png\",\"logo_spears_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/LogoSpears.png\",\"oolkaAiPlusLogo_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/oolkaAi%2BLogo.png\",\"amount_arrow_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/amountArrow.png\",\"arrow_on_card_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/arrowOnCard.png\",\"background_bottom_sheet_image_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/backgroundBottomSheet.png\",\"back_white_icon_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/backWhiteIcon.png\",\"bottom_insights_chat_bot_back_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/bottomInsightsChatbotBack.png\",\"faq_icon_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/faqIcon.png\",\"front_button_icon_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/frontButtonIcon.png\",\"green_active_pill_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/greenActivePill.png\",\"subscribed_pill_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/isSubscribedPill.png\",\"lock_improvement_card_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/lockdataCard.png\",\"oolka_success_ai_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/oolkaSuccessAii.png\",\"shield_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/shield.png\",\"success_background_gradient_img_url\":\"https://d2yty4dils874y.cloudfront.net/production/images/subscription/successBackgroundGradient.png\"}",
        "blog": "title and description",
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See below how Top Earners achieved!\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/ListingEmpty.png\"},\"referral_landing_page\":{\"title\":\"Have friends with loans?\",\"subText\":\"Refer Oolka & earn cash together!\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/referral-hero.png\",\"refer_earn_text\":\"You earn ₹100 and your friend earn ₹25\",\"refer_earn_subText\":\"when they pay their first EMI on Oolka\",\"video_button_text\":\"See how it works\",\"footer_text\":\"Start Earning Now!\",\"footer_subText\":\"UNLIMITED\"},\"referral_Earn_Faq\":[{\"answer\":\"It's simple! Just follow these steps:\\n\\n1. Go to the Refer & Earn section in the Oolka app.\\n2. Copy your referral link or share directly via WhatsApp.\\n3. Your friend signs up using your link & makes their first EMI payment.\\n4. You get ₹100 cashback as oolka coin, and they get ₹25 off their first EMI.\",\"question\":\"How do I invite friends?\"},{\"answer\":\"There's no limit! You can refer as many friends as you want and earn ₹100 for each successful referral.\",\"question\":\"How many people can I refer?\"},{\"answer\":\"You'll receive your ₹100 cashback instantly as oolka coins after your friend makes their first EMI payment of ₹100 or more.\",\"question\":\"When will I receive my ₹100 reward?\"},{\"answer\":\"If you haven't received your referral reward, it could be due to one of these reasons:\\n\\n1. Your friend hasn't made an EMI payment of ₹100 or more yet.\\n2. Your friend is an existing Oolka user (referral rewards apply only to new users).\\n3. Your friend doesn't have an active loan account that can be paid on oolka.\",\"question\":\"My friend signed up, but I didn't get my reward. Why?\"},{\"answer\":\"You can check the status of all your invites inside the 'Your Invites' section in the Oolka app.\\n\\n1. Pending invites – Friends who signed up but haven't paid yet.\\n2. Completed invites – Friends who made their first EMI payment & earned you ₹100.\\n3. Not Eligible Invites – Friends who are not eligible for referral.\",\"question\":\"Where can I track my referrals & rewards?\"},{\"answer\":\"Pro Tips from Top Referrers:\\n\\n1. Share in active WhatsApp groups to reach more people.\\n2. Post your referral link on WhatsApp Status at least 3-5 times for better visibility.\\n3. Personally message close friends first—they're more likely to try Oolka.\\n4. Follow up! 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0.04)\"},\"account_closure_rejected\":{\"statusIcon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/errorTriangle.png\",\"footerIcon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/footer_image.png\",\"footerBackgroundColor\":\"rgba(1, 159, 62, 0.05)\"},\"IDFC_First_Earn\":{\"is_credit_card\":true,\"primary_color\":\"#E0080E\",\"secondary_color\":\"#FFD1D2\",\"card_name\":\"First Earn\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"FD Backed Credit Card\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"1% Cashback on UPI\",\"Build Credit Score\",\"No Income Proof\",\"7.25% FD Interest\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"Very High Approval\",\"sub_text\":\"99% users got this card\"},\"footer\":{\"text\":\"Trending Now\",\"sub_text\":\"  1,500+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/earn.png\"},\"IDFC_First_Wow\":{\"is_credit_card\":true,\"primary_color\":\"#8D0005\",\"secondary_color\":\"#FFCCCE\",\"card_name\":\"First WOW\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"FD Backed Credit Card\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Lifetime Free\",\"Build Credit Score\",\"No Income Proof\",\"Zero Forex Markup\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"Very High Approval\",\"sub_text\":\"98% users got this card\"},\"footer\":{\"text\":\"Trending Now\",\"sub_text\":\"  1,400+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/wow.png\"},\"IDFC_First_Millenia\":{\"is_credit_card\":true,\"primary_color\":\"#108ACA\",\"secondary_color\":\"#C4EBFF\",\"card_name\":\"First Millenia\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Entertainment Unlimited\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Lifetime Free\",\"25% Off on Movies\",\"Accident Coverage\",\"Railway Lounge Access\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"High Approval\",\"sub_text\":\"89% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  1,200+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/millennia.png\"},\"IDFC_First_Classic\":{\"is_credit_card\":true,\"primary_color\":\"#0D9BDF\",\"secondary_color\":\"#CBEEFF\",\"card_name\":\"First Classic\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Everyday Savings Expert\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Lifetime Free\",\"Rs 500 Welcome Gift\",\"25% Off on Movies\",\"Railway Lounge Access\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"High Approval\",\"sub_text\":\"84% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  1,000+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/classic.png\"},\"IDFC_First_Select\":{\"is_credit_card\":true,\"primary_color\":\"#DA0B3A\",\"secondary_color\":\"#FFC6D3\",\"card_name\":\"First Select\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Lifestyle Upgrader\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Lifetime Free\",\"B1G1 on Movies\",\"Airport Lounge Access\",\"Fuel Surcharge Waiver\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"Medium Approval\",\"sub_text\":\"78% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  800+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/select.png\"},\"IDFC_First_Wealth\":{\"is_credit_card\":true,\"primary_color\":\"#0B92C5\",\"secondary_color\":\"#DAF5FF\",\"card_name\":\"First Wealth\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Best for Luxury Benefits & Travel\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Lifetime Free\",\"Free Golf Privileges\",\"B1G1 on Movies\",\"Airport Lounge Access\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"Medium Approval\",\"sub_text\":\"74% users got this card\"},\"footer\":{\"text\":\"Premium Card\",\"sub_text\":\"  1,100+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/wealth.png\"},\"IDFC_First_Swype\":{\"is_credit_card\":true,\"primary_color\":\"#FFA114\",\"secondary_color\":\"#FFE7C3\",\"card_name\":\"First Swype\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Your Shopping Buddy\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Easy EMI Card\",\"25% Off on Movies\",\"2000 Reward Points\",\"Fuel Surcharge Waiver\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"High Approval\",\"sub_text\":\"81% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  900+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/swyp.png\"},\"IDFC_Ashva_Metal\":{\"is_credit_card\":true,\"primary_color\":\"#C41A2C\",\"secondary_color\":\"#FFCAD0\",\"card_name\":\"Ashva Metal\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Elite Status Symbol\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Metal Card\",\"B1G1 on Movies\",\"Airport Lounge Access\",\"Free Golf Privileges\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"Medium Approval\",\"sub_text\":\"72% users got this card\"},\"footer\":{\"text\":\"Premium Card\",\"sub_text\":\"  700+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/ashva.png\"},\"AU_Nomo\":{\"is_credit_card\":true,\"primary_color\":\"#7000CE\",\"secondary_color\":\"#E7CBFF\",\"card_name\":\"NoMo\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"FD Backed Credit Card\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Build Credit Score\",\"No Income Proof\",\"Airport Lounge Access\",\"Fuel Surcharge Waiver\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"Very High Approval\",\"sub_text\":\"96% users got this card\"},\"footer\":{\"text\":\"Trending Now\",\"sub_text\":\"  1,300+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/nomo+yuvraj.png\"},\"AU_Altura\":{\"is_credit_card\":true,\"primary_color\":\"#ED5E28\",\"secondary_color\":\"#FFD9CA\",\"card_name\":\"Altura\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Everyday Spending Hero\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"2% CB on Grocery\",\"1% CB on all spends\",\"Airport Lounge Access\",\"Fuel Surcharge Waiver\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"High Approval\",\"sub_text\":\"88% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  850+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/altura+yuvraj.png\"},\"AU_Altura_Plus\":{\"is_credit_card\":true,\"primary_color\":\"#0060BD\",\"secondary_color\":\"#DAEDFF\",\"card_name\":\"Altura 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Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"High Approval\",\"sub_text\":\"87% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  950+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/lit+yuvraj.png\"},\"AU_Vetta\":{\"is_credit_card\":true,\"primary_color\":\"#FF0F14\",\"secondary_color\":\"#FFD2D3\",\"card_name\":\"Vetta\",\"card_identifier\":\"\",\"tag\":\"Recommended\",\"category\":\"Your Premium Experience\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"4x Reward Points\",\"Concierge Service\",\"Airport Lounge Access\",\"Fuel Surcharge Waiver\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"and earn 1,000 coins\"},\"cards_insights\":{\"text\":\"High Approval\",\"sub_text\":\"87% users got this card\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  950+ applied last week\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/vetta.png\"},\"INCRED_LOAN\":{\"is_credit_card\":false,\"primary_color\":\"#FF9F57\",\"secondary_color\":\"#FFF3EA\",\"card_name\":\"₹ 5,00,000\",\"card_identifier\":\"\",\"tag\":\"Personal Loan\",\"category\":\"Eligible upto\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"Paperless Process\",\"15 minute Disbursal\",\"Zero Collateral\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"Get Funds in 15 Minutes\"},\"cards_insights\":{\"text\":\"Fast Approval\",\"sub_text\":\"Quick and Simple Process\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  Instant Access to Funds\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/incred-logo.png\"},\"VOLT_MONEY_LOAN\":{\"is_credit_card\":false,\"primary_color\":\"#4968FF\",\"secondary_color\":\"#EAEDFC\",\"card_name\":\"₹ 10,000\",\"card_identifier\":\"\",\"tag\":\"Loan against MF\",\"category\":\"Pre-approved upto\",\"benefits_tag_message\":\"WHY BEST MATCH FOR YOU\",\"benefits\":[\"No Selling of Funds\",\"Flexible EMI Payments\",\"Withdraw as per Need\"],\"action\":{\"text\":\"Apply Now\",\"sub_text\":\"Secure Loan with Flexibility\"},\"cards_insights\":{\"text\":\"Affordable EMI\",\"sub_text\":\"Low Interest Rates\"},\"footer\":{\"text\":\"Newly Added\",\"sub_text\":\"  Flexible Loan Options\"},\"card_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/volt-money.png\"},\":VOLT_MONEY_LOAN_DETAIL\":{\"lender_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/volt-money.png\",\"is_upswing_supported\":false,\"upswing_deeplink\":null,\"lender_name\":\"Volt Money\",\"sub_heading\":\"Loan Against Mutual Fund\",\"lender_preview\":{\"title\":\"Get instant loan on mutual funds\",\"price_range\":\" ₹10,000 to ₹2 Crore\",\"sub_title\":\"No selling of mutual funds needed\"},\"benefits\":[{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/wifi_tethering_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"title\":\"Get at lowest \\n interest rate\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/currency_rupee_circle_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"title\":\"Withdraw any \\n time you need\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit_score_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"title\":\"Pay only when \\n you withdraw\"}],\"sections\":[{\"title\":\"How it works?\",\"points\":[{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/mfImg.png\",\"text\":\"Fetch your mutual funds to calculate eligible loan amount\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/shield_lock_24dp_000000_FILL0_wght400_GRAD0_opsz24.png\",\"text\":\"Pledge your mutual funds\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/video_camera_front_24dp_000000_FILL0_wght400_GRAD0_opsz24.png\",\"text\":\"Complete your KYC & get the loan credited to your bank\"}]},{\"title\":\"What happens to your fund\",\"points\":[{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/monitoring_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"text\":\"Your SIP remains active\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/monitoring_24dp_000000_FILL0_wght400_GRAD0_opsz24+1+(1).png\",\"text\":\"Funds keep growing\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/monitoring_24dp_000000_FILL0_wght400_GRAD0_opsz24+1+(2).png\",\"text\":\"Repay to unpledge\"}]}]},\":INCRED_LOAN_DETAIL\":{\"lender_image\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/incred-logo.png\",\"is_upswing_supported\":true,\"upswing_deeplink\":\"deeplink-manager/ul/START_PREAPPROVED_LOAN_JOURNEY?fsi=INCRIN\",\"lender_name\":\"InCred\",\"sub_heading\":\"Personal Loan\",\"lender_preview\":{\"title\":\"Get loan upto\",\"price_range\":\"₹ 5,00,000\",\"sub_title\":\"High approval rate, don’t miss this chance!\"},\"benefits\":[{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/wifi_tethering_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"title\":\"Competitive Interest Rates\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/currency_rupee_circle_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"title\":\"Flexible EMI Options\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit_score_24dp_000000_FILL0_wght400_GRAD0_opsz24+1.png\",\"title\":\"100% Online Application\"}],\"sections\":[{\"title\":\"How it works?\",\"points\":[{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/mfImg.png\",\"text\":\"Eligibility - Only to salaried professionals with a minimum monthly income of ₹20,000.\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/shield_lock_24dp_000000_FILL0_wght400_GRAD0_opsz24.png\",\"text\":\"Complete Application & Get Instant Approval within 15 min\"},{\"icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/video_camera_front_24dp_000000_FILL0_wght400_GRAD0_opsz24.png\",\"text\":\"Amount transferred directly to your Bank Account\"}]}]},\"rejected_loan_data\":{\"heading\":\"Why this might have happened:\",\"conditions\":[\"Pincode is not serviceable\",\"Income criteria doesn't match\",\"Too many recent credit inquiries\"]},\"rejected_credit_card_data\":{\"heading\":\"Why this might have happened:\",\"conditions\":[\"Credit limit mismatch\",\"Too many recent credit inquiries\",\"Incomplete KYC or verification\"]},\"market_place_misc_images\":{\"credit_card\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/Credit-card-banner.png\",\"loans\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/Loan-banner.png\",\"footer_icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/%F4%80%86%BF.png\",\"trust_marker_icon\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/icon.png\"},\"credit_line_flipkart\":{\"name\":\"Flipkart Pay Later\",\"background_color\":\"#FFF8CB\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-flipkart.png\"},\"credit_line_amazon\":{\"name\":\"Amazon Pay Later\",\"background_color\":\"#FFE4BC\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-amazon.png\"},\"credit_line_paytm\":{\"name\":\"Paytm Postpaid\",\"background_color\":\"#95E8FF\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-paytm.png\"},\"credit_line_cred\":{\"name\":\"Cred BNPL\",\"background_color\":\"#E8EBF6\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-cred.png\"},\"credit_line_uni\":{\"name\":\"Uni BNPL\",\"background_color\":\"#BAFFF5\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-uni.png\"},\"credit_line_ola\":{\"name\":\"Ola Postpaid\",\"background_color\":\"#FBFFA8\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-ola.png\"},\"credit_line_groww\":{\"name\":\"Groww BNPL\",\"background_color\":\"#DFFFF8\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-groww.png\"},\"credit_line_simpl\":{\"name\":\"Get Simpl\",\"background_color\":\"#D7FFFC\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-simpl.png\"},\"credit_line_jupiter\":{\"name\":\"Jupiter Money BNPL\",\"background_color\":\"#FFDCD7\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-jupiter.png\"},\"credit_line_postpe\":{\"name\":\"Postpe BNPL\",\"background_color\":\"#FFE7F0\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/postpe.png\"},\"credit_line_indmoney\":{\"name\":\"IndMoney BNPL\",\"background_color\":\"#E8EBF6\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-indmoney.png\"},\"credit_line_flexmoney\":{\"name\":\"Flexmoney BNPL\",\"background_color\":\"#DDFFE9\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-flex.png\"},\"credit_line_mobikwik\":{\"name\":\"MobiKwik Zip\",\"background_color\":\"#E9EFFF\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-mobikwik.png\"},\"credit_line_lazypay\":{\"name\":\"LazyPay BNPL\",\"background_color\":\"#FFE1E9\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/credit-line-providers/small-lazypay.png\"},\"credit_line_detail_total_limit_text\":{\"text\":\"Total Limit\",\"color\":\"#22222A\"},\"credit_line_detail_avg_usage_text\":{\"text\":\"Last 3 Month Avg. Usage\",\"color\":\"#22222A\"},\"refer_earn_leaderboard_rank\":{\"1\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-1.png\",\"2\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-2.png\",\"3\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-3.png\",\"4\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-4.png\",\"5\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-5.png\",\"6\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-6.png\",\"7\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-7.png\",\"8\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-8.png\",\"9\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-9.png\",\"10\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/top-10.png\"},\"refer_earn_contest_rule\":{\"bannerImage\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/may-banner.png\",\"headerImage\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/refer-earn-leaderboard/referral+landing.png\",\"heading\":\"Rules\",\"rules\":[{\"question\":\"How to Participate\",\"answer\":\"Invite your friends to Oolka and get them to pay their first loan EMI using the app. Only new users you refer will be counted. Each friend who completes their first EMI payment of ₹100 or more through Oolka is a completed referral.\"},{\"question\":\"How the Leaderboard Works\",\"answer\":\"Users are ranked based on the number of completed referrals in a given month. If multiple users have the same count, they will share the same rank (e.g., 1,1,3...). Friends are counted in the month their first EMI is paid, regardless of when they signed up.\"},{\"question\":\"Contest Duration\",\"answer\":\"The contest runs from 1st to 31st of every month, and a fresh leaderboard starts on the 1st of each new month.\"},{\"question\":\"Winning Criteria & Tie-Breaker\",\"answer\":\"The Top 3 users with the most completed referrals (minimum 10 required) will win cash prizes. In case of a tie, the reward for that rank will be equally split among tied users.\"},{\"question\":\"Reward & Final Decision\",\"answer\":\"Winners will be announced on the 1st of the following month within the app. Prizes will be transferred directly to your bank account after verification. In case of any dispute, Oolka’s decision will be final.\"}]},\"refer_earn_images\":{\"home_screen\":{\"url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/homepage.png\"},\"leader_board_screen\":{\"url\":\"https://d2yty4dils874y.cloudfront.net/production/images/landing+(2).png\",\"icon_url\":\"https://d2yty4dils874y.cloudfront.net/production/icons/leaderboard-winner-icon.png\"},\"contest_rules_screen\":{\"url\":\"https://d2yty4dils874y.cloudfront.net/production/images/rules+page.png\"},\"refer_earn_screen\":{\"url\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/referral_landing.png\"}},\"contest_winner_data\":{\"contest_winner_monthly\":{\"header\":\"Congratulations all winners!\",\"sub_heading\":\"June winners announced\"},\"winner_data\":{\"May 2025\":[{\"name\":\"Aman\",\"rank\":\"1\",\"paid_referrals\":\"5\"},{\"name\":\"Viraj\",\"rank\":\"2\",\"paid_referrals\":\"4\"},{\"name\":\"Shaurya\",\"rank\":\"3\",\"paid_referrals\":\"3\"}],\"June 2025\":[{\"name\":\"Raju\",\"rank\":\"1\",\"paid_referrals\":\"5\"},{\"name\":\"Munde\",\"rank\":\"2\",\"paid_referrals\":\"4\"},{\"name\":\"Neeraj\",\"rank\":\"3\",\"paid_referrals\":\"4\"}]}},\"welcome_card_data\":{\"subText\":\"to a rewarding credit score experience!\",\"giftImage\":\"https://d2yty4dils874y.cloudfront.net/production/icons/welcome-gift.png\",\"coinImage\":\"https://d2yty4dils874y.cloudfront.net/production/oolka-app/coin.png\",\"lockImage\":\"https://d2yty4dils874y.cloudfront.net/production/icons/lock-coins.png\",\"rewardHeading\":\"Offer on your first payment!\",\"rewardRange\":\"130 to 200\",\"rewardSubHeading\":\"coins assured\"},\"scratch_card_screen\":{\"title\":\"COINS READY TO USE!\",\"description\":\"Use your coins to\",\"highlight\":\"save on your next bill\",\"iconUri\":\"https://d2yty4dils874y.cloudfront.net/production/icons/unlock-coin.png\",\"buttonText\":\"Pay More Bills\"},\"improvement_plan_action\":[{\"recommended_key\":\"action_loan\",\"type\":\"NAVIGATION\",\"text\":\"Pay Loan\",\"payload\":{\"url\":\"oolka://loans/0\"}},{\"recommended_key\":\"action_card\",\"type\":\"NAVIGATION\",\"text\":\"Pay CC Bill\",\"payload\":{\"url\":\"oolka://cards/0\"}},{\"recommended_key\":\"view_accounts\",\"type\":\"NAVIGATION\",\"text\":\"View Accounts\",\"payload\":{\"url\":\"oolka://InsightsDetails/active_accounts/Active Accounts\"}},{\"recommended_key\":\"view_cards\",\"type\":\"NAVIGATION\",\"text\":\"View Cards\",\"payload\":{\"url\":\"oolka://InsightsDetails/credit_usage/Credit Usage\"}},{\"recommended_key\":\"get_card\",\"type\":\"NAVIGATION\",\"text\":\"Get a card\",\"payload\":{\"url\":\"oolka://cards/1\"}},{\"recommended_key\":\"view_enquiries\",\"type\":\"NAVIGATION\",\"text\":\"View Enquiry\",\"payload\":{\"url\":\"oolka://InsightsDetails/num_inquiries/Enquiries\"}},{\"recommended_key\":\"on_time_payments\",\"type\":\"NAVIGATION\",\"text\":\"Check Repayment History\",\"payload\":{\"url\":\"oolka://InsightsDetails/on_time_payments/On-time Payments\"}},{\"recommended_key\":\"get_a_loan\",\"type\":\"NAVIGATION\",\"text\":\"Get Loan\",\"payload\":{\"url\":\"oolka://loans/0\"}},{\"recommended_key\":\"credit_age\",\"type\":\"NAVIGATION\",\"text\":\"Check Credit Age\",\"payload\":{\"url\":\"oolka://InsightsDetails/credit_usage/Credit Usage\"}},{\"recommended_key\":\"close_loan\",\"type\":\"NAVIGATION\",\"text\":\"Close Loan\",\"payload\":{\"url\":\"oolka://loans/0\"}}],\"improvement_plan_empty_text\":\"No Recommendations found\",\"no_credit_card_screen\":{\"reasons_heading\":\"Why is this best for you\",\"reasons\":[{\"title\":\"Boosts +50 points in credit score\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/icons/boost-score-icon.png\"},{\"title\":\"Increases credit utilisation\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/icons/credit-utilisation-icon.png\"},{\"title\":\"Improves your credit mix\",\"image_url\":\"https://d2yty4dils874y.cloudfront.net/production/icons/credit-mix-icon.png\"}],\"reward_coins\":\"1,000\",\"cta_text\":\"Find Credit Card\",\"screen_heading\":\"Find your first credit card\",\"screen_subheading\":\"with Oolka, in minutes!\",\"status_message\":\"You don’t have a credit card\",\"loading_heading\":\"Finding your best card\",\"partner_logos\":[\"https://d2yty4dils874y.cloudfront.net/production/bbps/IDFC00000NATFQ.png\",\"https://d2yty4dils874y.cloudfront.net/production/bbps/AUBA00000NAT3Q.png\",\"https://d2yty4dils874y.cloudfront.net/production/icons/add-more-icon.png\"]},\"emi_week\":{\"image_2x_with_shadow\":\"https://d2yty4dils874y.cloudfront.net/production/images/EMI-week-sale/2x+Image.png\",\"home_page_bottom_sheet\":{\"heading_line_1\":\"Maha\",\"heading_line_2\":\"Cashback Days\",\"eventDateStart\":\"Aug 1\",\"eventDateEnd\":\"Aug 5\",\"eventDateSeparator\":\"to\",\"earnText\":\"Earn\",\"earnImage\":\"https://d2yty4dils874y.cloudfront.net/production/images/EMI-week-sale/2x.png\",\"bannerImage\":\"https://d2yty4dils874y.cloudfront.net/production/images/EMI-week-sale/full-page-animation-new.json\",\"earnCoinText\":\"coins\",\"earnOnAllPayments\":\"on all payments\",\"ctaText\":\"Lets Pay and Earn\",\"PayAndEarn\":\"Pay & Earn\"},\"home_screen_bottom_banner\":{\"heading\":\"Maha Cashback Days\",\"subHeading\":\"Pay Now & Earn 2x Coins\",\"imageUrl\":\"https://d2yty4dils874y.cloudfront.net/production/images/bottom-image-2x.png\"},\"reward_screen\":{\"maha_cashback_lottie\":\"https://oolka-blogs.s3.ap-south-1.amazonaws.com/production/images/EMI-week-sale/emi-week-aug-1-5.json\",\"earn_coins_bill_payment_image\":\"https://d2yty4dils874y.cloudfront.net/production/images/EMI-week-sale/2x-scratch-card.png\",\"earnText\":\"Earn\",\"earnCoinText\":\"Coins\",\"earnCoinEndText\":\"upto 5000\"},\"home_screen_upcomming_bills\":{\"footer_text\":\"Pay Bills with ₹0 Platform Fee\"},\"homeUpcomingBills\":{\"PayAndEarn\":\"Pay and Earn\",\"coins\":\"Coins\"},\"scratchCard\":{\"unscratchedImage\":\"https://d2yty4dils874y.cloudfront.net/production/images/2x_coins_unscratch.png\"}},\"chatzy_name\":\"Druva\",\"bottom_btn_chatzy_text\":\"Ask Druva\"}",
        "images": "{\"search\":\"http\"}",
        "showInsightsLanding": "true",
        "strings": "  {\"searchByName\": \"Tanmay\"}",
        "testing_real_time_config": "description here"
    },
    "state": "UPDATE",
    "templateVersion": "335"
}

从应用程序中识别出以下机密确保这些不是机密或私人信息
凭证信息=> "com.appsflyer.sdk.AF_KEY" : "WxSkd4BjM8TnDb8jzD5ZSk"
"com.google.firebase.crashlytics.mapping_file_id" : "1c278fac60f1461892209656bf86c885"
"facebook_app_id" : "411076158343018"
"facebook_client_token" : "cdec483860e047adafe49a5407e1c636"
"firebase_database_url" : "https://oolka-cd892-default-rtdb.firebaseio.com"
"freshchat_file_provider_authority" : "com.oolka.provider"
"google_api_key" : "AIzaSyAkUYQhHuh48cpo2ygfPC6pHPOU2aST-zU"
"google_app_id" : "1:810076137249:android:fec47d401ae053fa624060"
"google_crash_reporting_api_key" : "AIzaSyAkUYQhHuh48cpo2ygfPC6pHPOU2aST-zU"
"sslKey" : "sha256/ZEF0gwgFaLzs5HdysW4gqkYP2hxwtOYb3GhM+sSdfH0="
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sha256/Ko8tivDrEjiY90yGasP6ZpBU4jwXvHqVvQI0GS3GNdA=
3BAF59A2E5331C30675FAB35FF5FFF0D116142D3D4664F1C3CB804068B40614F